2014 |
Volume 4 |
Issue Issue 3
Impact of Characteristics on Outreach and Profitability of Microfinance Institution in India
1.
Karam Pal Narwal
– Haryana School Of Business, Guru Jambheshwar University Of Science & Tech., Hisar, Haryana, India.
2.
Manoj Kumar Yadav
– Haryana School Of Business, Guru Jambheshwar University Of Science & Tech., Hisar, Haryana, India.
Received
17-Jul-2014
|
Accepted
-
|
Published
17-Jul-2014
|
Abstract
Purpose:
This paper aims to examine how selected characteristics indicators impact on performance measures of outreach and profitability in micro-finance institutions (MFIs).
Design/Methodology/Approach:
The study is an exploratory nature. The data is
taken from 42 micro-finance institutions. A panel data technique is employed as the key analytical framework.
Findings:
It is shown that the characteristics play a critical role in the performance of MFIs. Find that size and number of offices has positive impact on micro-finance institution.
Research limitation/Implications:
Data availability and accessibility is a limitation. Micro-finance institutions in India do not provide their annual report on regular basis.
Originality/Value:
Society may get the benefits because outreach level will increase and poor people access to credit and their standard of living will increase.
Keywords Characteristics, Financial Performance, Performance Measurement, MFI, India
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